To all our readers that have found this site over the last few months, (this Christmas month of December we will reach 50,000 visitors!)

We just wanted to post a message at this time of year of hope and encouragement to those who have lost their home to the bank this year, or in the years past. We want to you to know that you are not alone, and there are many other families that have gone through the extreme loss and trama connected with loosing their family home. We are one of those families, though we have decided that we will make a stand to hold the banks and all their deed doers accountable.

We trust that you are able to take some time out, where you can have a break, and breathe, and allow the healing process to start. We trust that you have some great family and friends who will come alongside you at this Christmas time of year, and love you, and surrond you with kindness and understanding. We trust that you will look for things that will make you smile again, and choose to start the new year afresh, one step at a time. Loosing your family home, (which equates differently for everyone affected, but often equals many, many years of hard work and sacrifice), can seem like you have been left in a hopeless position, that is unrecoverable.

Find some time to have a break, and choose to start the new year with some goals that you will be able to take steps to achieve with success. We pray for you, that God in heaven, who has seen all that you have been through, will minister to you and bless you in ways that you would never have expected. He is real, and if you call on Him, He will hear you, and help you. We pray that you will have the courage to take steps again to rebuild your future, and that of your family’s. We pray that God will hold you together, and make you strong again, from the inside out.

To those visitors to this site who have never had this tragedy happen to them, but know someone who has, we encourage you to show kindness in some way to this person / family. The lose is undescribable, it is almost like loosing a family member. Did you know that you could be Gods hands and feet to a person who is hurting terribly, just by showing them an act of kindness? Did you know that many times when these type of situations happen, the home owner has had some unfortune come his way unexpectedly, like a loss of a job, or serious, debilitating sickness? Loving these friends or family instead of judging them will help them to recover much quicker.

And finally, to those who are actually in positions of power, (CEO’s of banks, the banks lawyers and barristers, judges, sheriffs, etc), who choose to go ahead guns blazing to financially cripple a member of the Australian public by getting orders from the Supreme Court to evict these families from their family home, this is the time of year to reconsider what you are actually doing. You do know that on many occassions there is a solution to these problems, but because you do not have a heart, and your company has a great need to cash in, you use your knowledge to your own advantage at the great disadvantage of another.

You also know that the general public of Australia are not familiar with how our courts work, many of them live to far away to be able to fight back with your extremely quick action that you take. You use all of this to your advantage, to bull dose over these families for your own greed.  Do you actually realise that you are seriously affecting real Australian families with the actions that you take, while you lack duty of care for the home borrower. It is all one sided, the banks way or no way! You all need to be held accountable for your actions.

To the banks pimps, the Private Property Consultants and the local real estate agents, who CHOOSE to come alongside the lender, and also the mortgage insurer, to firesale the property, all for the purpose of greed, you also need to really think hard about what you are doing to hard working families, and members of your own local community. Your behaviour in these matters is disgusting, and if your local communities knew what you were up to in these firesales, they would be horrified.

To the visitors to this website who have had the carpet ripped out from under them by their bank or lender, we sincerely wish you a Christmas and New Year, where you can actually catch your breathe, have a break, and begin to take steps to recover. We sincerely trust that someone you know will come alongside you, and love and support you, so you can hope again.

Love,
Kerrie & Dallas

Quite a few months back, I was informed by a not so nice neighbour of the presence of two middle aged men walking around our property between the hours of 5.30pm and 6pm one weekday afternoon, about the 20th July, 2008. By this stage, we had moved out of the property. I instantly knew that these men had to be real estate agents.

I also recall receiving a call from a male real estate agent from Elders Real Estate Castle Hill around the same time. I cannot recall who this sales man was, but I know it was not Craig Alexis, as I had spoken with him before and found him pleasant to speak with. Whoever this was, had an air and attitude about them in the way they spoke to me. The phone call was full of questions for me by the caller, and then the caller very smugly, and with underlining meaning to his message, told me that “we would leave it like that then”, as I wasn’t giving him any information, and did not wish to speak to him. I mentioned this call to Dallas, and then we proceeded to forget about it.

That is until today. We have been watching the process of the preparation of the property for sale by the bank. We knew that the time was getting very close for the property to finally arrive on the market by the amount of activity going on (basically everyone spending whatever money they liked for Dallas and I to be billed, like putting new air conditioning in the property!) We’ve noticed the theft that has taken place as well (whoever has the beautiful urn pot that was concreted into the front garden, I must say I am impressed with your desperation to take something that doesn’t even belong to you, well done!)

Oh, yes, getting back to today. To our absolute surprise on checking realestate.com.au today, we found our property listed with ELDERS Real Estate at CASTLE HILL!

Where has Homeway First National gone with the not so lovely Krys Yard and Bill Austin? You can’t be serious that they walked away from an easy listing because of us? Maybe First National didn’t appreciate the truth being told about their sales people, how they work for the bank in these type of situations, and against their local community. We never heard from Stewart Bunn again, First Nationals National Communications manager. Maybe we had way to much evidence of Krys Yard’s slimy, back door dealings with other companies to assist an unethical sale for us, but to get her hands on her commissions? Maybe Krys Yard does have a conscience after all, and decided that what she was doing was wrong? Only First National and the individuals involved know why they walked away from continuing to sell our property for the bank, but we are absolutely dumbfounded that they gave up! It obviously wasn’t worth it for them.

Well, now we would like to introduce to you the new salesman working to assist Perpetual Limited.

Grant can be contacted on 02 9899 3311

This is Grant McEnally. He is proudly and willingly assisting Perpetual Limited and its shareholders get richer. You see, it doesn’t matter how much Grant McEnally sells this house for, Perpetual Limited will receive everything it is owed as Perpetual Limited are 100% Mortgage Insured by Genworth Financial Mortgage Insurance. His intentions have already been made clear, that he, along with the bank, intend to totally fire sale our property. It will make no difference to him. He will get paid his generous commission for conducting a short sale on the property in his local community (we will be charged this for his lack of duty of care to obtain the best price for us). Maybe Tony Anderson from Tagma Property Consultants will pay him a generous commission as well for helping sell the property to one of his mates behind the back door? Surely this kind of underhanded behaviour would not happen with our trusty local real estate agents, would it?

The property was on the market exactly one year ago for the middle $800’s. Our property only shows up on the Elders Real Estate Castle Hill website when you type in properties around $600,000. Late in 2005, Perpetual Limited’s own property valuer valued this home at $950,000 and we had spent thousands on the property since that time. Yes, we know the market has dropped, but we also have access to RP Data and know what properties have sold for recently, that are similar to our home.

When you are on the Elders Real Estate Castle Hill website, and you look at properties for sale in the Castle Hill area, if you put in a search to show properties for $700,000 and above, our property does not show up. When you put in $650,000 and above, our property does not show up. When you put in $600,000 and above, there it is! So this is either a cheap and nasty lead generator technique to get as much response as possible, or blatent intentional short sale (which means to sell a property at a massive loss, so that the old home owner is stuck with a shortfall debt).

There are not too many people around who actually like the banks. I don’t think there are too many people around who actually like real estate agents either.

Grant McEnally is actually doing the Hills community a great injustice here by assisting the banks to short sale this property. The more this is done by real estate agents in the local area, the more house prices and values will continue to fall. Most people today are mortgaged to the max, and a lot of people wouldn’t be able to sell their home already for what the debt is. House prices falling just makes this problem worse. The more members of the local community that have to face huge losses from mortgagee sales, when they have been short sold, means that many of these families will face massive financial ruin and ultimately,  bankruptcy will become more common.

Anyway, we just wanted you to meet the local, caring real estate agent who is going to do the dirty on us for the banks and their profits, and of course his easy commission.

Now, back to Homeway First National Real Estate Castle Hill, just because you have walked away, does not mean this is over. You will get a much better understanding of this in the next few weeks, as will Elders Real Estate Castle Hill.